Calculators
Use these when comparing offers, freelancing, or checking withholding.
Take-Home Pay Calculator
Gross → estimated net after federal income tax and payroll taxes.
1099 vs W-2 Tax Calculator
Side-by-side estimate so a higher 1099 rate isn’t misleading.
Self-Employment Tax Calculator
SE tax from net profit (Social Security + Medicare style estimate).
Federal Income Tax Calculator
Bracket-based federal income tax estimate with standard deduction.
Tax Bracket Calculator
See marginal vs effective rate without drowning in jargon.
Quarterly Estimated Tax Calculator
Rough quarterly payment planning for freelancers and side income.
Learn the concepts
Short reads that make the calculators clearer.
How Tax Brackets Work
Why raising into a new bracket doesn’t tax all your income at that rate.
W-2 vs 1099 Explained
What changes for taxes, benefits, and who pays what.
What Is Self-Employment Tax
The payroll-tax piece freelancers cover on their own.
How Tax Withholding Works
Why your paycheck estimate and annual tax bill can differ.