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Payoff Scenarios

Credit card debt payoff scenarios

Browse common balances and APRs to see timelines, interest costs, and where extra payments help most.

$1,000 debt scenarios

Compare common APRs for a $1,000 credit card balance.

$2,500 debt scenarios

Compare common APRs for a $2,500 credit card balance.

$5,000 debt scenarios

Compare common APRs for a $5,000 credit card balance.

$10,000 debt scenarios

Compare common APRs for a $10,000 credit card balance.

$15,000 debt scenarios

Compare common APRs for a $15,000 credit card balance.

$20,000 debt scenarios

Compare common APRs for a $20,000 credit card balance.

Extra payment scenarios

Same calculator, different monthly extras—useful when your balance already matches one of the groups above.